Photobucket CS3 PLEASE HELP?

Ok I am new to Photoshop and I was on myspace and I saw hot pic designs and I want to do my pics like that but I need help.

Here are some examples I found on photobucket of what I am talking about:

http://s186.photobucket.com/albums/x288/...

http://s186.photobucket.com/albums/x288/...

http://s186.photobucket.com/albums/x288/...

If You Cant See The Pic Please Let Me Know So I Can Redo The Question

Photobucket CS3 PLEASE HELP?

OK I just have time for one (the first one). The image of the girl has been cut out with a selection tool, probably the magic wand. The edge is bitty so it's not actually a very good job. Anyway she's on a layer with a hand-painted (brush and pen tools) background. You can do this stuff very easily.

Make a new document, save it as whatever, pick a tool from the toolbox and make sure your foreground colour and background colour are different. (That's those two little overlapping boxes at the bottom of the palette) Try out a whole bunch of different stuff. When you have something you like, save it.

When you select the type tool you will automatically get a separate layer on top for the type, which you can do a great job on in Photoshop ever since version 5 came out about nine years ago. Here again you should experiment.

That's enough to get started. Go! Photoshop has never been more accessible! Make something amazing and have fun! And don't forget to rtfm!